On January 23, 2002, the Texas Department of Insurance Commissioner approved rules to enable insurers to offer automobile insurance plans that allow consumers to purchase insurance coverage on a per-mile basis. Texas is the first state to approve such a plan for private passenger automobiles. The Commissioner’s order implements legislation approved during the 2001 session (H.B. 45) of the Texas Legislature.… Read More
California Insurance Code Section 1861.05
Approvalof Insurance Rates. (a) No rate shall be approved or remain in effect which is excessive, inadequate, unfairly discriminatory or otherwise in violation of this chapter. In considering whether a rate is excessive, inadequate or unfairly discriminatory, no consideration shall be given to the degree of competition and the commissioner shall consider whether the rate mathematically reflects the insurance company’s investment income.
26-14-106. Rate regulation.
(a) Rates in a noncompetitive market, when regulated, shall be regulated in accordance with W.S. 26-14-105 through 26-14-108 applicable to noncompetitive markets.
On May 22, 2001, the Santa Monica City Council held first reading on an ordinance to establish a "living wage" of $10.50/hour applicable to certain employers in a defined geographical area of the city. This came after almost two years of community activity for and against such a measure, including a ballot initiative defeated in November 2000 that would have preempted Council action on the matter. In 2001 the council enacted the ordinance. The issue was subsequently placed on the November 2002 election ballot as a referendum item. The ordinance was narrowly defeated by a vote of 14,830 against and 13,860 in favor.… Read More
In October 2000, Santa Cruz, California’s city council unanimously passed the nation’s highest local living wage ordinance. Upon enactment, all full-time city employees and full-time employees working on city contracts of $10,000 or more were paid $11 per hour with health benefits or $12 per hour without.… Read More
In February 2003, Santa Fe, New Mexico enacted a minimum wage ordinance. Beginning January 1, 2004, the ordinance will require an $8.50 per hour minimum wage for all businesses and nonprofit organizations with 25 or more employees. The wage will rise to $9.50 per hour in 2006 and $10.50 per hour in 2008. Tips earned by employees can be counted towards the minimum.
On August 21, 2000, the San Francisco Board of Supervisors passed a"minimum compensation" law that requires city service contractors, including nonprofit agencies, and leaseholders at San Francisco International Airport to pay workers at least $9 an hour. Wages will jump to $10 an hour next year followed by 2.5 percent raises for three more years. It also gives workers 12 paid days off and 10 unpaid days for family emergencies.… Read More
In January 1997, the St. Paul, Minnesota, city council unanimously passed a directive requiring recipients of $100,000 or more of city economic development assistance in one year to pay employees a living wage, defined as 110% of the federal poverty level for a family of four, currently about $8.83 an hour (100% of poverty line required for companies who provide health insurance; currently $8.03). At least 60%of new jobs created as a result of such assistance must go to St. Paul residents.… Read More
Approved in March 1998, this ordinance (Ordinance No. 12050) requires companies or non-profits that enter into service contracts with the city worth at least $25,000 or benefit from at least $100,000 in city subsidies in a year to pay workers a minimum of $9.25 an hour ($8.00 if the firm provides health benefits). The minimum wages were adjusted annually. The ordinance also entitles such workers to 12 paid days off per year. It also allows that a collective bargaining agreement may provide that such agreement may supersede the requirements of the living wage ordinance.… Read More